Saturday, January 13, 2007

IDENTITY THEFT


How To Prevent It, Stop It & Cure It !!

Discover How To Protect Your Name, Your Money, Your Family AND Your Future From Identity Theft & Online Scams

ID theft is one of the major ways your credit rating can be RUINED!!!

Did you know that Federal Authorities estimate over FORTY BILLION dollars is lost each year to Identity Theft in the United States and Canada....

...and it can take at LEAST A YEAR to sort out the mess (Source: FTC).

Did you also know that even famous multi millionaires like Bill Gates, Tiger Woods, Oprah Winfrey, Steven Spielberg and Donald Trump have all been attacked by identity thieves.....

........if it can happen to them – why not YOU?

Have you heard about the Government computer stolen....

........with over 25 MILLION veterans important financial details?

Incredible, isn’t it?

But the good news is that there are many simple steps you can take TODAY to stop these thieves in their tracks and protect your sensitive information!

CLICK HERE FOR MORE INFO!!!

Friday, January 12, 2007

Scholarships for Grown Ups-part two

$50,000 to Attend Graduate School
Program Name: Jack Kent Cooke Foundation Graduate Scholarship Program
Amount (Max): $50,000
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: For college seniors or recent graduates to attend graduate or professional programs.
Contact: Jack Kent Cooke Foundation, 44325 Woodridge Parkway, Lansdowne, VA 20176; 800-498-6478; Fax: 703-723-8030; www.jackkentcookefoundation.org/jkcf_web/content.aspx?page=Grad; Email: jkc-g@act.org
Application: www.jackkentcookefoundation.org/jkcf_web
/content.aspx?page=GrAppMat&_redir=643

Education Grants for Family Members of 9/11 Victims
Program Name: Jack Kent Cooke Foundation September 11th Grant Program
Amount (Max): $120,000 ($15,000 per semester)
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: For spouses and dependents of victims of September 11th or the 2001 anthrax attacks currently enrolled in college or trade school who demonstrate financial need.
Contact: Jack Kent Cooke Foundation, 44325 Woodridge Parkway, Lansdowne, VA 20176; 800-846-9025; Fax: 703-723-8030; www.jackkentcookefoundation.org/jkcf_web/content.aspx?page=Sept; Email: jkc@jackkentcookefoundation.org
Application: www.jackkentcookefoundation.org/jkcf
_web/content.aspx?page=SEAppMat&_redir=393

Up to $30,000 to Study Longer
Program Name: Jack Kent Cooke Foundation Undergraduate Transfer Program
Amount (Max): $30,000
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: For students and recent alumni with a 3.5 or higher GPA from community colleges or two-year institutions that transfer to and will pursue bachelor's degrees at four-year institutions.
Contact: Jack Kent Cooke Foundation, 44325 Woodridge Parkway, Lansdowne, VA 20176; 800-498-6478; Fax: 703-723-8030; www.jackkentcookefoundation.org/jkcf_web/content.aspx?page=UnderG; Email: jkc-u@act.org
Application: www.jackkentcookefoundation.org/jkcf
_web/content.aspx?page=4425324&_redir=706

$5,000 to Pay for College Housing or Tuition
Program Name: Christermon Foundation and the Beverage Industry Scholarship Program
Amount (Max): $5,000
Income Requirements: None
Geographic Requirements: California
Other Requirements: For children, grandchildren or legal guardians of persons currently proprietor of, or employed full-time with, an individual or company holding a valid California liquor license. Can be community college transfer students.
Contact: Christermon Foundation, 9 Orchard Road, Suite 100, Lake Forest, CA 92630; 949-837-5291; Fax: 949-837-9481; www.christermon.com/scholarship/; Email: information@cfsc.occoxmail.com
Application: www.christermon.com/scholarship/applications.php

$60,000 Scholarship Grants for Outstanding College Students
Program Name: Two Ten Scholarships Program
Amount (Max): $60,000 ($3,000 per year for four years or $15,000 per year for four years for exceptional students)
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: For students who are affiliated (themselves or through family) with footwear, leather or related industries.
Contact: Two/Ten International Footwear Foundation, 1466 Main Street, Waltham, MA 02451; 800-FIND-210, ext. 1503 or 781-736-1510; www.twoten.org; Email: scholarship@twoten.org
Application: www.twoten.org/Scholarship/Entry.aspx

Money to Learn a Foreign Language
Program Name: Blakemore Freeman Language Grants
Amount (Max):Varies
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: Must be pursuing an academic, professional or business career that involves the regular use of a modern East or Southeast Asian language. Refresher Grants are available to professionals.
Contact: The Blakemore Foundation, 1201 Third Avenue, Suite 4800, Seattle, WA 98101-3266; 206-359-8778; Fax: 206-359-9778; www.blakemorefoundation.org/index.htm; Email: blakemore@perkinscoie.com
Application: www.blakemorefoundation.org/Application.htm

Scholarships up to $28,000 for Gay & Lesbian Students
Program Name: The Point Scholarship Foundation
Amount (Max): $28,000
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: All Point Scholars sign a Contract of Excellence, agreeing to maintain at least a 3.5 GPA, speak at The Point Foundation's (TPF) events, and give back to the LGBT community through completion of an individual service project.
Contact: Point Foundation, P.O. Box 11210, Chicago, IL 60611; 866-33-POINT (866-337-6468); Fax: 866-397-6468; www.thepointfoundation.org/scholarships.html; Email: applicationinfo@pointfoundation.org
Application: www.thepointfoundation.org/apply.html

$10,000 Scholarships for Young Adults
Program Name: Susan G. Komen Breast Cancer Foundation College Scholarship Program
Amount (Max): $40,000
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: For young adults under age 25.
Contact: Susan G. Komen Breast Cancer Foundation, Attn: College Scholarship Program, 5005 LBJ Freeway, Suite 250, Dallas, TX 75244; 972-855-1616; Fax: 972-855-1640; www.komen.org; Email: collegescholarships@komen.org
Application: www.komen.org/stellent/groups/public/@dallas/documents/-komen_site_documents/2007scholarshipapplication.pdf

Over $46,000 Fellowships for Law Students
Program Name: Skadden Fellowship Program
Amount (Max): $46,000 +
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: For graduating law students to work in public interest organizations and donate pro bono services.
Contact: Skadden Fellowship Foundation, 4 Times Square, Room 40-228, New York, NY 10036; 212-735-2956; www.skaddenfellowships.org
Application: www.skaddenfellowships.org/content/siteFiles/
FellowshipApp.pdf

Scholarship Money to Continue Your Education
Program Name: Coca-Cola Two-Year Colleges Scholarship Program
Amount (Max): $20,000
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: Nominees may be first and/or second year students planning to continue their education at a two-year institution and may not be children of Coca-Cola employees.
Contact: Coca-Cola Two-Year Colleges Scholarship Program, P.O. Box 1615, Atlanta, GA 30301; 800-306-2653; www.coca-colascholars.org/cokeWeb/jsp/scholars/OtherScholarPrograms.jsp
Application: www.coca-colascholars.org/cokeWeb/jsp/scholars/
TwoYearInstructions.jsp

Over $12,500 in Scholarships for Abused Women
Program Name: R.O.S.E. Scholarship Program
Amount (Max): $12,500 +
Income Requirements: None
Geographic Requirements: Any college or university in New England.
Other Requirements: Applicants must be nominated.
Contact: The R.O.S.E. Fund, Inc., 175 Federal Street, Suite 455, Boston, MA 02110; 617-482-5400; Fax: 617-482-3443; www.rosefund.org/programs/scholarship.asp; Email: info@rosefund.org
Application: www.rosefund.org/programs/scholarship.asp

$200 to Take the GED
Program Name: GED Jump Start Scholarship
Amount (Max): $200
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: For Child Nutrition Association members for GED classes, study materials, test fees, child care and transportation.
Contact: Child Nutrition Foundation, 700 S. Washington St., Suite 300, Alexandria, VA 22314; 800-877-8822, ext. 104; www.schoolnutrition.org/Index.aspx?id=1043; Email: sbleifield@schoolnutrition.org
Application: www.schoolnutrition.org/uploadedFiles/ASFSA/
continuinged/assistance/GEDapp05-06(1).pdf

$15,000 to Study Violence and Aggression
Program Name: Harry Frank Guggenheim Foundation Dissertation Fellowships
Amount (Max): $15,000
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: For individuals who will complete the writing of a dissertation within the award year on subjects related to violence, aggression and dominance.
Contact: The Harry Frank Guggenheim Foundation, 25 West 53rd Street, New York, NY 10019; 646-428-0971; Fax: 646-428-0981; www.hfg.org/df/guidelines.htm; Email: hfgacf@aol.com
Application: www.hfg.org/df/application.htm

Truck Stop Employees Get $2,500 to go to School
Program Name: Bill Moon Scholarship Program
Amount (Max): $2,500
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: Students must plan on enrolling on a full-time basis in postsecondary studies at an accredited school.
Contact: The NATSO Foundation, 1737 King Street, Suite 200, Alexandria, VA 22314; 888-275-6287 or 703-549-2100, ext. 8561; Fax: 703-684-9667; www.natsofoundation.org/scholarship/index.php; Email: foundation@natso.com
Application: www.natsofoundation.org/scholarship/application/

Over $14,000 for Graduate Students
Program Name: Graduate Scholarship Competition
Amount (Max): $14,000 +
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: For full-time graduate students in communication sciences and disorders.
Contact: American Speech-Language-Hearing Association Foundation, 10801 Rockville Pike, Rockville, MD 20853; 301-897-5700, ext. 4314; Fax: 301-571-0457; www.ashfoundation.org/Foundation/grants/graduate
_scholoarships.htm
; Email: ediaz@asha.org

$33,000 + Tuition for Education
Program Name: Hertz Foundation's Graduate Fellowship Award
Amount (Max): $165,000 ($33,000 per year for up to five years)
Income Requirements: None
Geographic Requirements: Must attend one of these schools: www.hertzfoundation.org/schools.shtml
Other Requirements: For graduate work leading to award of the Ph.D. degree in applications of the physical sciences.
Contact: Fannie and John Hertz Foundation, 2456 Research Drive, Livermore, CA 94550; 925-373-1642; Fax: 925-373-6329; www.hertzfoundation.org/awards.shtml; Email: askhertz@hertzfoundation.org
Application: www.hertzfoundation.org/application.shtml

Wednesday, January 10, 2007

Scholarships for Grown Ups

Higher education is an important tool for all of us to succeed in today's America. The idea of education and training can be very daunting due to the high costs, and also because "education" is often aimed at youth. The following programs are proof that you don't have to be a high school senior to take advantage of scholarships, grants, and other money assistance to go back to get your degree or to even take some basic training courses. Adults can get $2,500 to go back to school. Women over the age of 45 can receive up to $5,000 to get an education. In Indiana, adult students can get up to $25,000 to help them with college. There is money for men, women, people studying business, people who are unemployed, people who have had life changing experiences, and more.

You can find more programs on the federal level (Catalog of Federal Domestic Assistance: www.cfda.gov), the state level (every state has grants and other money available for higher education. Look for the state office of higher education. You can find them by dialing 411 and asking for your state capitol operator or by going to the web at www.govengine.com and clicking on your state) and local level (there are hundreds of directories you can look at; just go to your local library or bookstore and check them out).

There is also a free information clearinghouse, which offers free research either on the web or on the phone on any education topic, such as scholarship and financial aid for returning, non-traditional students: Education Resources Information Center (ERIC), 800-LET-ERIC (538-3742), www.eric.ed.gov.

No SATs Tests for Adults

One of the benefits of being an older student is that many schools do not require you to take the SAT or any other entrance exams, especially if you have been out of school for a long time. However, you should check with the school you want to attend. Each school will have their own requirements and even if they do not want you to take an SAT test, they might want you to do other aptitude tests in things like math and writing.

350 Colleges You Can go to for Free if You're 55-60

Believe it or not, more than 350 colleges and universities all across the country have special programs for adults who are interested in going back to school. This often means free or low-cost tuition, discounts on fees and books, and even special deals on housing. Anyone interested should contact the school they wish to attend to find out how to apply for a discount or waiver. Some limitations and restrictions may apply.

Over 100 Examples of Scholarships for Grown Ups

Listed below are a number of programs that can provide free money and help for your returning to school. If you are interested in thousands of additional programs like those presented below go to our Government Money Club at (www.myamericanbenefitsplan.com/trialregister704.php)

Over $140,000 to Help You Become a Chef
Program Name: Culinary Trust Scholarship Programs
Amount (Max): $5,000
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: For the educational pursuits of beginning and/or currently enrolled culinary students as well as long-time culinary professionals seeking funding for continuing education and/or conducting independent study and research.
Contact: The Culinary Trust, 304 W. Liberty Street, Suite 201, Louisville, KY 40202; 502-581-9786, ext.264; Fax: 502-589-3602; Find Out More Here.

Scholarships So Single Moms Can go Back to School
Program Name: Scholarship For Continuing Education
Amount (Max): Varies
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: Available to single parent women who would like to go to school or continue with their education, but have been denied sufficient resources.
Contact: Raise The Nation, P.O. Box 8058, Albuquerque, New Mexico 87198; 1-505-265-1201; Find Out More Here.

$7,500 to Study Math and Science
Program Name: Barry M. Goldwater Scholarship Program
Amount (Max): $7,500
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: Must be college junior or senior studying math, science or engineering.
Contact: Barry M. Goldwater Scholarship and Excellence In Education Foundation, 6225 Brandon Avenue, Suite 315, Springfield, VA 22150-2519; 703-756-6012; www.act.org/goldwater/; Email: goldwater@act.org
Application: www.act.org/goldwater/yysnm.html

$25,000 Fellowships for Jewish Students
Program Name: Wexner Graduate Fellowships
Amount (Max): $75,000 ($25,000 each year for up to three years)
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: Must be a college graduate who plans to pursue a career in the Jewish community.
Contact: The Wexner Foundation, Office of the Graduate Fellowship Program, 8000 Walton Parkway, Suite 110, New Albany, OH 43054; 614-939-6060; Fax: 614-939-6066; www.wexnerfoundation.org/
Application: wexnerfoundation.org/GFA/Fellowship_Eligibility.aspx and wexnerfoundation.org/Foundation/ (register here to apply online)

$37,000 Per Year to Get a Grad Degree
Program Name: STAR (Science to Achieve Results) Fellowship Program
Amount (Max): $37,000
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: For master's and doctoral level students in environmentally-related fields of study.
Contact: U.S. Environmental Protection Agency, Ariel Rios Building, 1200 Pennsylvania Avenue, NW, Washington, D.C. 20460; 202-343-9656 or 800-490-9194; http://es.epa.gov/ncer/fellow/; Email: 2007FellowshipsRFP@epa.gov
Application:es.epa.gov/ncer/rfa/2007/2007_star_fellow.html#APPLICATION or es.epa.gov/ncer/rfa/forms/

$27,600 Per Year to Get a Higher Degree
Program Name: DHS Scholarship and Fellowship Program
Amount (Max): $27,600 ($2,300 per month for up to 12 months)
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: Must be getting your graduate degree in the physical, biological, social, or behavioral sciences.
Contact: U.S. Department of Homeland Security, 245 Murray Drive, SW., University Programs, Washington, DC 20528; 202-282-8000; www.orau.gov/dhsed/; Email: dhsed@orau.gov
Application: www.orau.gov/dhsed/FellowsApplic2006.pdf

$14,000 Scholarship to Further Study Science
Program Name: DHS Scholarship and Fellowship Program
Amount (Max): $14,000 ($1,000 per month for up to 9 months and $5,000 for 10-week internship)
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: Must be getting your degree in the physical, biological, social, or behavioral sciences.
Contact: U.S. Department of Homeland Security, 245 Murray Drive, SW., University Programs, Washington, DC 20528; 202-282-8000; www.orau.gov/dhsed/; Email: dhsed@orau.gov
Application: www.orau.gov/dhsed/ScholarsApplic2006.pdf

$80,000 for Students from Disadvantaged Backgrounds
Program Name: National Institutes of Health (NIH) Undergraduate Scholarship Program (UGSP)
Amount (Max): $80,000 ($20,000 per year up; can be renewed up to four years)
Income Requirements: up to $19,600 per person
Geographic Requirements: Nationwide
Other Requirements: Must be committed to careers in biomedical, behavioral, and social science health-related research.
Contact: Undergraduate Scholarship Program, National Institutes of Health, 2 Center Drive, Room 2E24, MSC 0230, Bethesda, MD 20892-0230; 888-352-3001; Fax: 301-480-3123; http://www.ugsp.nih.gov/home.asp?m=00; Email: ugsp@nih.gov
Application: www.ugsp.nih.gov/application_center/application
_center.asp?m=02&s=01

$30,000 to Attend Any College
Program Name: Harry S. Truman Scholarship Program
Amount (Max): $30,000
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: For college juniors who are preparing for a career in public service.
Contact: Harry S. Truman Scholarship Foundation, 712 Jackson Place, NW Washington, DC 20006; 202-395-4831; Fax: 202-395-6995; www.truman.gov/; Email: office@truman.gov
Application: www.truman.gov/candidates/candidates_show.htm
?cat_id=777&doc_id=246903
(sample applications)

$24,000 to Study Environmental Policy
Program Name: Morris K. Udall Fellowship Program
Amount (Max): $24,000
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: Recipients must be in the final, writing year of their Ph.D. work in the areas of environmental public policy or environmental conflict resolution.
Contact: Morris K. Udall Dissertation Fellowship Program, 130 South Scott Avenue, Tucson, AZ 85701-1922; 520-901-8500; Fax: 520-670-5530; www.udall.gov/udall.asp?link=400; Email: curlin@udall.gov
Application:www.udall.gov/udall.asp?link=403

$40,000 Per Year for Graduate School
Program Name: Scholarship For Service Program
Amount (Max): $40,000 ($12,000 stipend + costs for books, tuition, room and board)
Income Requirements: None
Geographic Requirements: List of participating institutions: hwww.sfs.opm.gov/ContactsPI.asp?p=st
Other Requirements: Students agree to work for the Federal Government for a period equivalent to the length of the scholarship or one year, whichever is longer.
Contact: Scholarship For Service Program Office, 8610 Broadway, Suite 305, San Antonio, TX 78217; 210-805-2423, ext. 506; www.sfs.opm.gov/; Email: sfs@opm.gov

$10,000 to Study the Law
Program Name: Frederick B. Abramson Public Interest Fellowship Award
Amount (Max): $10,000
Income Requirements: None
Geographic Requirements: Nationwide
Other Requirements: The recipients must commit to at least one year's employment with a non-profit organization in the District of Columbia.
Contact: The Frederick B. Abramson Memorial Foundation, 1050 Connecticut Avenue, NW, Suite 200, Washington, DC 20036; 202-828-5120; Fax: 202-828-6490;
www.abramsonfoundation.org/fellowship/index.shtml; Email: info@abramsonfoundation.org
Application: www.abramsonfoundation.org/fellowship/fellowshipform.shtml